Introduction to Takaful

فهرست عناوین اصلی در این پاورپوینت

فهرست عناوین اصلی در این پاورپوینت

● Introduction to Takaful
● Outline of Presentation
● Meaning of Takaful
● Islamic Evidences of Insurance
● Comparing Takaful to Conventional Insurance
● Basic Elements of Takaful
● Main drivers of Takaful
● Takaful Models
● Sales and Marketing of Takaful Products
● Takaful Prospects in Pakistan
● Challenges to Takaful

نوع زبان: انگلیسی حجم: 0.93 مگا بایت
نوع فایل: اسلاید پاورپوینت تعداد اسلایدها: 25 صفحه
سطح مطلب: نامشخص پسوند فایل: ppt
گروه موضوعی: زمان استخراج مطلب: 2019/05/16 04:41:42

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عبارات مهم استفاده شده در این مطلب

عبارات مهم استفاده شده در این مطلب

., takaful, participant, insurance, fund, profit, ‘, investment, contribution, company, risk, person,

توجه: این مطلب در تاریخ 2019/05/16 04:41:42 به صورت خودکار از فضای وب آشکار توسط موتور جستجوی پاورپوینت جمع آوری شده است و در صورت اعلام عدم رضایت تهیه کننده ی آن، طبق قوانین سایت از روی وب گاه حذف خواهد شد. این مطلب از وب سایت زیر استخراج شده است و مسئولیت انتشار آن با منبع اصلی است.

http://www.alfalahinsurance.com/takaful/downloads/presentations/Takaful-Presentation.ppt

در صورتی که محتوای فایل ارائه شده با عنوان مطلب سازگار نبود یا مطلب مذکور خلاف قوانین کشور بود لطفا در بخش دیدگاه (در پایین صفحه) به ما اطلاع دهید تا بعد از بررسی در کوتاه ترین زمان نسبت به حدف با اصلاح آن اقدام نماییم. جهت جستجوی پاورپوینت های بیشتر بر روی اینجا کلیک کنید.

عبارات پرتکرار و مهم در این اسلاید عبارتند از: ., takaful, participant, insurance, fund, profit, ‘, investment, contribution, company, risk, person,

مشاهده محتوای متنیِ این اسلاید ppt

مشاهده محتوای متنیِ این اسلاید ppt

introduction to takaful outline of presentation islamic evidences basic elements of takaful difference b w conventional insurance takaful takaful models takaful types retakaful sales and marketing of takaful products takaful prospects in pakistan challenges to takaful mission statement of window takaful meaning of takaful takaful comes from the arabic root word ‘kafala’ — guarantee. it is a system of islamic insurance based on the principle of ta awun mutual assistance and tabarru voluntarily where the risk is shared collectively by the group voluntarily. operationally takaful refers to participants mutually contributing to a common fund with the purpose of having mutual indemnity in the case of loss. islamic evidences of insurance roshd rationality cooperation zakat deya further evidences ۱. roshd rationality a person who has roshd is right minded person. roshd comes in quran at more than one places. in sura ۲ ۲۵۶ ability to select the right path believe or disbelieve . in sura ۴ ۶ means sound judgment. roshd means rational behavior within the framework of islamic creed. according to the quranic verse persons who do not have sound judgment are incapable of using their own resources wisely or efficiently. a rich companion of the prophet peace be upon him who was suffering great illness and fearing death because of that asked if it was better for him as he had no children but one daughter to give up his wealth the prophet pbuh said no and you may give up only one third of your wealth though one third is still much it is better to leave your inheritants wealthy rather than leaving them poor and asking people for charity this hadith of the prophet pbuh strongly supports rational behavior which is relevant to the concept of insurance. ۲. cooperation concept of insurance takaful is based on the awareness of the individuals to the necessity and importance of co operation among them. in sura ۵ ۲ co operate in al birr and al taqwa but never in sin and transgression . al birr and al taqwa literally mean virtue righteousness and piety co operation among group of people for the sake of taking care of any one of them who may be subject to an accident loss of wealth or any other misfortune results in insurance takaful. ۳. zakat zakat is also spent to help those who may become heavily indebted because of accidents or sudden misfortune. according to the prophet pbuh the true believers in their mutual feeling of affection and mercy prevailing among them resembles just like one body whenever any part of this body is afflicted with pain all other parts will share and feel this pain . narrated by imam al bukhari and imam muslim . the prophet pbuh also said the example of one believer to another believer is just like a building whereby every part in it strengthens the other parts . narrated by imam al bukhari and imam muslim . and allah sw will always help his servant for as long as he helps others . narrated by imam ahmad bin hanbal and imam abu daud . ۴. deya to be paid by the person who has committed the crime of killing by mistake or causing serious physical body injury to another person when deya is collected only from family or tribe people it is called acqela. in case the person who has committed the killing crime is not known the extended family or tribe members would divide the amount of deya among them and pay it to the nearest relative s of the deceased person. this is called qasama. ۵ . further evidences tie the camel first then submit tawakkal to the will of allah the hadith implied a strategy to mitigate reduce risk. takaful insurance provides a strategy of risk mitigation reduction by virtue of collective risk taking that distributes risks and losses to a large number of participants. this mitigates the otherwise very damaging losses if borne individually. shari’ah has no objections as to the concept of insurance it only has reservations with the way it is carried out i.e. the process of insurance comparing takaful to conventional insurance issue conventional insurance takaful organization principle profit for shareholders mutual for participants basis risk transfer co operative risk sharing value proposition profits maximization affordability and spiritual satisfaction laws secular regulations sharia plus regulations ownership shareholders participants management status company management operator form of contract contract of sale cooperative islamic contracts of wakala or mudarbah with tabar’ru contributions investments interest based sharia compliant riba free surplus shareholders’ account participants’ account basic elements of takaful mutuality and cooperation. takaful contract pertains to tabarru’at as against mu’awadat in case of conventional insurance. payments made with the intention of tabarru contribution eliminates the elements of gharrar maisir and riba. wakalah modarabah basis of operations. joint guarantee indemnity amongst participants – shared responsibility. constitution of separate participants’ takaful fund . constitution of shariah supervisory board. investments as per shariah. main drivers of takaful piety individual purification brotherhood mutual assistance charity tabarru or contribution mutual guarantee community well being as opposed to profit maximization. takaful models profits attributable to shareholders company’s admin. mangt. expenses takaful contribution paid by participant general takaful fund general takaful fund operational cost of takaful surplus profit participant’s share from surplus company’s share from surplus company participant mudaraba model general takaful fund operational cost of takaful retakaful surplus profit surplus distribution to participants participants’ takaful fund wakala model takaful contribution paid by participant company capital mudarib s’ share of ptf’s investment income management expense of the company profit loss attributable to shareholders wakala fee ۳ to ۳۵ profit from investments investment income reserves investment by the company investment income sharing on mudaraba basis wakala waqf model it is a wakalah model with a separate legal entity of waqf in between. the relationship of the participants and the operator is directly with the waqf fund. the operator is the ‘wakeel’ of the fund and the participants pay contribution to the waqf fund by way of tabarru. the contributions received would also be a part of this fund and the combined amount will be used for investment and the profits earned would again be deposited into …

کلمات کلیدی پرکاربرد در این اسلاید پاورپوینت: ., takaful, participant, insurance, fund, profit, ‘, investment, contribution, company, risk, person,

این فایل پاورپوینت شامل 25 اسلاید و به زبان انگلیسی و حجم آن 0.93 مگا بایت است. نوع قالب فایل ppt بوده که با این لینک قابل دانلود است. این مطلب برگرفته از سایت زیر است و مسئولیت انتشار آن با منبع اصلی می باشد که در تاریخ 2019/05/16 04:41:42 استخراج شده است.

http://www.alfalahinsurance.com/takaful/downloads/presentations/Takaful-Presentation.ppt

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